Can I give a property to my children?

Yes, via a 'gift with reservation of usufruct' you keep the rent, but the property belongs to the children (no inheritance tax later). With a care power of attorney you arrange who decides if you can no longer do so.

What about the renovation obligation (EPC)?

Anyone who buys a house with label E or F now must renovate to label D within 5 years. If you do not do this, fines will follow. We look at which renovation costs are tax deductible and which premiums you get.

Buying new construction: 21% VAT or registration duties?

New construction is usually 21% VAT. Existing real estate is 3% (own home) or 12% (investment) registration duties. Sometimes you can demolish and rebuild at 6% VAT. This difference is huge for your return. We check the rules.

Can I index the rent?

Yes, once a year, on the anniversary of the contract. But: only if the lease is registered AND (in some cases) if the EPC label is good enough. We help you with the calculation.

Renting out privately: am I taxed on the rent?

If you rent to a private individual: no, you are taxed on the 'indexed cadastral income' (KI), which is much lower than the real rent. Are you renting to a company or shop? Then you ARE heavily taxed on the rent. Sometimes a company is better then.

Boekhouder voor Real Estate & Management

Home/Sectors/Real Estate & Management

Specialist Real Estate

Accountant Real Estate

Investors, Landlords & Property Managers. More return from your bricks. Private or company?

Our Approach

Your return calculated. Before and after tax.

We make the comparison for every purchase: buying privately, via a company or split (usufruct). We advise on the renovation obligation (EPC) and subsidies. And we help with succession planning, so that your properties go cheaply to your children later.

Our Expertise

Purchase advice: Private vs. Patrimony company

Usufruct & Split Purchase

Renovation obligation (EPC) & Premiums

Succession planning & Inheritance tax

Rental income Optimization & Indexation

The Problem

"Buying privately or in the company? One mistake costs you €20,000."

Real estate taxation is a maze. Registration duties, VAT, renovation obligation... Without a plan, you give your return away to the state.

Why FK Accounting?

Return First

We don't just look at taxes, but at your real net return.

Patrimony Expert

Everything about setting up and managing a real estate company.

Future-oriented

We already arrange that your children will not pay too much inheritance tax later.

FAQ

Frequently Asked Questions

Specific to real estate & management

Usually only from multiple properties or a total value above €500,000. The advantage is that you can deduct costs (renovation, interest). The disadvantage is the capital gains tax on sale. We calculate it for you.